Herbert’s article tackles a common question in financial/investment account applications – namely, “whether an account-holder desires to own the account with one or more persons, with or without survivorship.” An account-holder owning an account with “survivorship” would have the entirety of the account’s funds pass to the surviving account-holder if one account-holder passes. According to Herbert, “the short answer is that the survivorship titling of the account will typically control over a will’s language.”